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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $440,320 | $102,393+330.0% | $147,041+199.5% | $80,911+444.2% |
| Participation rate | 81.0% | 75.9%+5.2pp | 82.2%-1.1pp | 67.6%+13.4pp |
| Annual return | 10.34% | 134.95%-124.6pp | 419.21%-408.9pp | 35.63%-25.3pp |
| Employer contribution / active EE | $17,475 | $3,715+370.4% | $4,935+254.1% | $2,756+534.1% |
| Participant deferral / active EE | $15,574 | $6,647+134.3% | $8,071+93.0% | $4,297+262.4% |
| Admin fee / account holder | $31,847 | $7,943+300.9% | $13,006+144.9% | $6,935+359.2% |