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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,762 | $98,766+228.8% | $149,730+116.9% | $79,852+306.7% |
| Participation rate | 80.6% | 75.8%+4.8pp | 82.5%-1.9pp | 69.6%+11.0pp |
| Annual return | 8.05% | 27.43%-19.4pp | 276.70%-268.6pp | 31.72%-23.7pp |
| Employer contribution / active EE | $14,973 | $3,217+365.5% | $4,645+222.3% | $2,471+505.9% |
| Participant deferral / active EE | $13,028 | $5,681+129.3% | $6,843+90.4% | $3,740+248.3% |
| Admin fee / account holder | $17,526 | $6,052+189.6% | $9,310+88.2% | $5,306+230.3% |