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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,262 | $72,177+262.0% | $115,038+127.1% | $59,633+338.1% |
| Participation rate | 79.5% | 72.6%+6.9pp | 81.4%-1.9pp | 68.7%+10.8pp |
| Annual return | -1.37% | 12.02%-13.4pp | 26.14%-27.5pp | 2041.45%-2042.8pp |
| Employer contribution / active EE | $14,911 | $2,841+424.8% | $4,608+223.6% | $2,203+577.0% |
| Participant deferral / active EE | $9,352 | $4,783+95.5% | $6,026+55.2% | $3,192+193.0% |
| Admin fee / account holder | $10,543 | $4,927+114.0% | $8,175+29.0% | $4,297+145.4% |