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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.4 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $64,236 |
CHARLES SCHWAB & CO., INC.7+ years Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $55 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,812 | $62,943-3.4% | $142,874-57.4% | $93,010-34.6% |
| Participation rate | 30.9% | 63.3%-32.4pp | 72.0%-41.0pp | 73.9%-43.0pp |
| Annual return | 12.71% | 16.28%-3.6pp | 5638.58%-5625.9pp | 158.70%-146.0pp |
| Employer contribution / active EE | $1,176 | $1,374-14.4% | $4,145-71.6% | $2,705-56.5% |
| Participant deferral / active EE | $1,347 | $2,841-52.6% | $3,838-64.9% | $4,561-70.5% |
| Admin fee / account holder | $111 | $103+8.0% | $6,561-98.3% | $152-26.8% |