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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.1+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES Service code 15 · EIN 34-1479833 | Recordkeeping | $2,441 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB & CO. AND AFFILIATES Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.1+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009 | Directed Trustee | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,131 | $37,134+131.9% | $100,671-14.4% | $52,331+64.6% |
| Participation rate | 67.0% | 57.7%+9.3pp | 70.7%-3.7pp | 68.1%-1.1pp |
| Annual return | 2.09% | 0.10%+2.0pp | 20.43%-18.3pp | 4.54%-2.5pp |
| Employer contribution / active EE | $333 | $1,187-72.0% | $4,012-91.7% | $1,882-82.3% |
| Participant deferral / active EE | $4,072 | $2,163+88.2% | $3,144+29.5% | $3,022+34.7% |
| Admin fee / account holder | $12 | $467-97.3% | $4,850-99.7% | $592-97.9% |