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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,477 | $93,598-12.9% | $135,974-40.1% | $75,173+8.4% |
| Participation rate | 94.6% | 75.2%+19.4pp | 81.9%+12.7pp | 67.2%+27.4pp |
| Annual return | 14.62% | 30.89%-16.3pp | 68.30%-53.7pp | 160.72%-146.1pp |
| Employer contribution / active EE | $4,331 | $3,538+22.4% | $4,859-10.9% | $2,671+62.1% |
| Participant deferral / active EE | $8,622 | $6,405+34.6% | $7,760+11.1% | $4,126+108.9% |
| Admin fee / account holder | $6,128 | $6,978-12.2% | $10,767-43.1% | $5,651+8.5% |