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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,205 | $89,370-50.5% | $141,197-68.7% | $72,976-39.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 17.74% | 111.88%-94.1pp | 71.41%-53.7pp | 81.02%-63.3pp |
| Employer contribution / active EE | $3,984 | $3,115+27.9% | $4,736-15.9% | $2,440+63.3% |
| Participant deferral / active EE | $6,057 | $5,419+11.8% | $6,710-9.7% | $3,608+67.9% |
| Admin fee / account holder | $1,106 | $5,957-81.4% | $10,265-89.2% | $5,124-78.4% |