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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,828 | $98,776-36.4% | $149,745-58.0% | $79,856-21.3% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 12.34% | 27.38%-15.0pp | 276.72%-264.4pp | 31.71%-19.4pp |
| Employer contribution / active EE | $4,791 | $3,217+48.9% | $4,646+3.1% | $2,471+93.9% |
| Participant deferral / active EE | $8,407 | $5,681+48.0% | $6,843+22.9% | $3,741+124.8% |
| Admin fee / account holder | $2,156 | $6,053-64.4% | $9,312-76.8% | $5,306-59.4% |