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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,531 | $105,200-33.9% | $159,474-56.4% | $85,847-19.0% |
| Participation rate | 94.6% | 75.8%+18.8pp | 82.8%+11.8pp | 69.3%+25.3pp |
| Annual return | 12.13% | 45.08%-33.0pp | 263.68%-251.6pp | 318.61%-306.5pp |
| Employer contribution / active EE | $4,108 | $3,319+23.8% | $4,831-15.0% | $2,565+60.1% |
| Participant deferral / active EE | $7,775 | $5,946+30.8% | $7,353+5.7% | $3,952+96.7% |
| Admin fee / account holder | $3,011 | $6,934-56.6% | $10,802-72.1% | $6,261-51.9% |