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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,420 | $112,915+80.2% | $90,965+123.6% | $158,950+28.0% |
| Participation rate | 72.7% | 74.7%-2.0pp | 69.0%+3.7pp | 82.0%-9.2pp |
| Annual return | 9.22% | 215.75%-206.5pp | 134.57%-125.3pp | 302.91%-293.7pp |
| Employer contribution / active EE | $2,242 | $2,894-22.5% | $2,122+5.7% | $4,762-52.9% |
| Participant deferral / active EE | $3,908 | $4,128-5.3% | $3,373+15.9% | $5,983-34.7% |
| Admin fee / account holder | $4,460 | $8,044-44.6% | $5,960-25.2% | $11,248-60.3% |