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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,366 | $99,652+30.8% | $78,778+65.5% | $147,586-11.7% |
| Participation rate | 91.7% | 76.2%+15.4pp | 69.2%+22.5pp | 82.8%+8.8pp |
| Annual return | 13.71% | 47.28%-33.6pp | 35.62%-21.9pp | 578.59%-564.9pp |
| Employer contribution / active EE | $1,447 | $2,796-48.2% | $1,986-27.1% | $4,876-70.3% |
| Participant deferral / active EE | $2,140 | $3,664-41.6% | $2,958-27.7% | $5,439-60.6% |
| Admin fee / account holder | $372 | $7,155-94.8% | $5,134-92.8% | $10,886-96.6% |