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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,968 | $95,975+45.8% | $74,549+87.8% | $135,379+3.4% |
| Participation rate | 83.3% | 75.7%+7.7pp | 69.1%+14.2pp | 82.6%+0.7pp |
| Annual return | -3.83% | 56.96%-60.8pp | 32.53%-36.4pp | 519.79%-523.6pp |
| Employer contribution / active EE | $2,208 | $2,716-18.7% | $1,961+12.6% | $4,779-53.8% |
| Participant deferral / active EE | $3,557 | $3,844-7.5% | $3,108+14.4% | $5,609-36.6% |
| Admin fee / account holder | $3,619 | $6,522-44.5% | $5,059-28.5% | $10,828-66.6% |