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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,088 | $171,492+75.0% | $150,734+99.1% | $198,609+51.1% |
| Participation rate | 57.1% | 81.4%-24.3pp | 78.4%-21.3pp | 82.4%-25.2pp |
| Annual return | 10.98% | 804.70%-793.7pp | 600.81%-589.8pp | 202.70%-191.7pp |
| Employer contribution / active EE | $2,662 | $5,470-51.3% | $4,918-45.9% | $5,055-47.3% |
| Participant deferral / active EE | $10,227 | $6,259+63.4% | $5,610+82.3% | $6,977+46.6% |
| Admin fee / account holder | $30,786 | $17,628+74.6% | $14,905+106.5% | $19,030+61.8% |