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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,325 | $115,810-26.3% | $101,271-15.7% | $158,966-46.3% |
| Participation rate | 77.8% | 79.4%-1.6pp | 75.8%+2.0pp | 82.0%-4.2pp |
| Annual return | 3.85% | 56.15%-52.3pp | 46.48%-42.6pp | 302.95%-299.1pp |
| Employer contribution / active EE | $2,519 | $4,175-39.7% | $3,660-31.2% | $4,762-47.1% |
| Participant deferral / active EE | $4,850 | $4,958-2.2% | $4,371+11.0% | $5,983-18.9% |
| Admin fee / account holder | $550 | $7,248-92.4% | $5,948-90.7% | $11,250-95.1% |