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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,491 | $131,835+123.4% | $108,582+171.2% | $273,972+7.5% |
| Participation rate | 93.3% | 83.5%+9.9pp | 79.6%+13.8pp | 83.0%+10.3pp |
| Annual return | 0.71% | -91.57%+92.3pp | -51.70%+52.4pp | 41.46%-40.7pp |
| Employer contribution / active EE | $2,986 | $4,913-39.2% | $3,758-20.6% | $4,869-38.7% |
| Participant deferral / active EE | $5,943 | $5,127+15.9% | $4,311+37.9% | $5,287+12.4% |
| Admin fee / account holder | $3,555 | $10,253-65.3% | $7,645-53.5% | $10,133-64.9% |