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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $424,440 | $152,619+178.1% | $125,195+239.0% | $152,909+177.6% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 3.46% | 54.85%-51.4pp | 43.79%-40.3pp | 345.46%-342.0pp |
| Employer contribution / active EE | $3,288 | $4,947-33.5% | $3,866-14.9% | $4,764-31.0% |
| Participant deferral / active EE | $8,116 | $5,869+38.3% | $4,937+64.4% | $5,851+38.7% |
| Admin fee / account holder | $13,023 | $13,437-3.1% | $9,704+34.2% | $11,601+12.3% |