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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,230 | $162,821+119.4% | $133,978+166.6% | $158,982+124.7% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 7.22% | 41.95%-34.7pp | 45.10%-37.9pp | 302.99%-295.8pp |
| Employer contribution / active EE | $3,312 | $4,976-33.4% | $3,919-15.5% | $4,763-30.5% |
| Participant deferral / active EE | $7,880 | $5,910+33.3% | $5,047+56.1% | $5,983+31.7% |
| Admin fee / account holder | $1,735 | $11,742-85.2% | $8,930-80.6% | $11,252-84.6% |