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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,311 | $83,485+20.2% | $125,180-19.9% | $72,983+37.4% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.5%+30.5pp |
| Annual return | 28.37% | 25.78%+2.6pp | 43.79%-15.4pp | 81.01%-52.6pp |
| Employer contribution / active EE | $5,309 | $2,346+126.3% | $3,866+37.3% | $2,440+117.6% |
| Participant deferral / active EE | $9,859 | $3,586+175.0% | $4,937+99.7% | $3,608+173.3% |
| Admin fee / account holder | $3,124 | $5,518-43.4% | $9,703-67.8% | $5,124-39.0% |