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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,958 | $69,977-10.0% | $108,582-42.0% | $62,881+0.1% |
| Participation rate | 96.7% | 72.9%+23.8pp | 79.6%+17.1pp | 69.3%+27.4pp |
| Annual return | 17.42% | 10.73%+6.7pp | -51.70%+69.1pp | 20.14%-2.7pp |
| Employer contribution / active EE | $3,732 | $2,135+74.8% | $3,758-0.7% | $2,281+63.6% |
| Participant deferral / active EE | $7,881 | $3,165+149.0% | $4,311+82.8% | $3,203+146.1% |
| Admin fee / account holder | $2,260 | $5,076-55.5% | $7,645-70.4% | $4,296-47.4% |