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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,408 | $78,707+2.2% | $117,861-31.8% | $70,126+14.7% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 19.56% | 23.30%-3.7pp | 335.11%-315.5pp | 73.15%-53.6pp |
| Employer contribution / active EE | $4,533 | $2,223+103.9% | $3,786+19.7% | $2,343+93.5% |
| Participant deferral / active EE | $8,482 | $3,297+157.2% | $4,482+89.2% | $3,332+154.6% |
| Admin fee / account holder | $583 | $5,066-88.5% | $8,021-92.7% | $4,645-87.4% |