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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $604,537 | $148,623+306.8% | $135,974+344.6% | $139,466+333.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 11.01% | 79.30%-68.3pp | 68.30%-57.3pp | 373.66%-362.7pp |
| Employer contribution / active EE | $1,485 | $5,246-71.7% | $4,859-69.4% | $4,754-68.8% |
| Participant deferral / active EE | $15,035 | $8,103+85.6% | $7,760+93.8% | $6,712+124.0% |
| Admin fee / account holder | $14,276 | $12,406+15.1% | $10,767+32.6% | $11,409+25.1% |