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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,754 | $138,076+191.7% | $123,553+226.0% | $135,380+197.5% |
| Participation rate | 93.3% | 84.7%+8.6pp | 82.3%+11.0pp | 82.6%+10.7pp |
| Annual return | -4.25% | 153.70%-158.0pp | 119.21%-123.5pp | 519.81%-524.1pp |
| Employer contribution / active EE | $3,933 | $5,152-23.6% | $4,628-15.0% | $4,779-17.7% |
| Participant deferral / active EE | $8,275 | $6,800+21.7% | $6,426+28.8% | $5,609+47.5% |
| Admin fee / account holder | $7,584 | $10,917-30.5% | $9,284-18.3% | $10,828-30.0% |