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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,718 | $150,447+157.0% | $136,298+183.7% | $147,586+162.0% |
| Participation rate | 93.8% | 84.4%+9.3pp | 81.9%+11.8pp | 82.8%+10.9pp |
| Annual return | 8.11% | 1049.15%-1041.0pp | 5156.27%-5148.2pp | 578.59%-570.5pp |
| Employer contribution / active EE | $4,347 | $5,256-17.3% | $4,696-7.4% | $4,876-10.9% |
| Participant deferral / active EE | $7,407 | $6,631+11.7% | $6,247+18.6% | $5,439+36.2% |
| Admin fee / account holder | $1,645 | $10,906-84.9% | $9,244-82.2% | $10,886-84.9% |