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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,416 | $157,304+165.4% | $141,197+195.6% | $152,909+173.0% |
| Participation rate | 92.3% | 84.8%+7.5pp | 82.5%+9.8pp | 82.5%+9.9pp |
| Annual return | 16.90% | 64.34%-47.4pp | 71.41%-54.5pp | 345.46%-328.6pp |
| Employer contribution / active EE | $4,011 | $5,263-23.8% | $4,736-15.3% | $4,764-15.8% |
| Participant deferral / active EE | $10,215 | $7,111+43.7% | $6,710+52.2% | $5,851+74.6% |
| Admin fee / account holder | $67,177 | $12,126+454.0% | $10,265+554.4% | $11,601+479.1% |