Filed January 13, 2016 (most recent of 4 filings on file)
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIDELITY INVESTMENTS INST OP CO INC Service code 37 · EIN 04-2647786 | Loan Processing | $792,391 |
ABD RETIREMENT SERVICES INC5+ years Filed as: ABD RETIREMENT SERVICES, INC. Service code 16 · EIN 80-0833114 | Consulting | $106,366 |
Filed as: FIDELITY INVESTMENTS INST OP CO Service code 60 | Sub-TA Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,958 | $43,466-26.5% | $99,489-67.9% | $89,609-64.3% |
| Participation rate | 17.5% | 41.5%-24.0pp | 73.8%-56.3pp | 69.6%-52.1pp |
| Annual return | 25.01% | 22.62%+2.4pp | 30.72%-5.7pp | 33.65%-8.6pp |
| Employer contribution / active EE | $195 | $788-75.2% | $2,541-92.3% | $2,584-92.4% |
| Participant deferral / active EE | $554 | $1,495-62.9% | $3,619-84.7% | $4,222-86.9% |
| Admin fee / account holder | $78 | $56+40.0% | $6,254-98.7% | $72+9.3% |