Filed January 13, 2016 (most recent of 4 filings on file)
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIDELITY INVESTMENTS INST OP CO INC Service code 37 · EIN 04-2647786 | Loan Processing | $87,963 |
ABD RETIREMENT SERVICES INC3+ years Filed as: ABD RETIREMENT SERVICES, INC. Service code 16 · EIN 80-0833114 | Consulting | $82,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,093 | $41,409-24.9% | $94,993-67.3% | $80,976-61.6% |
| Participation rate | 18.4% | 46.1%-27.7pp | 73.9%-55.5pp | 68.3%-49.9pp |
| Annual return | 19.60% | 18.00%+1.6pp | 27.14%-7.5pp | 22.91%-3.3pp |
| Employer contribution / active EE | $198 | $698-71.6% | $2,603-92.4% | $2,402-91.8% |
| Participant deferral / active EE | $573 | $1,441-60.3% | $3,317-82.7% | $3,848-85.1% |
| Admin fee / account holder | $18 | $48-63.1% | $4,960-99.6% | $67-73.7% |