Filed January 13, 2016 (most recent of 4 filings on file)
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
ABD RETIREMENT SERVICES INC4+ years Filed as: ABD RETIREMENT SERVICES, INC. Service code 16 · EIN 80-0833114 | Consulting | $61,500 |
Filed as: FIDELITY INVESTMENTS INST OP CO INC Service code 37 · EIN 04-2647786 | Loan Processing | -$100,726 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,582 | $38,509-28.4% | $90,657-69.6% | $73,367-62.4% |
| Participation rate | 20.1% | 45.9%-25.8pp | 74.0%-53.9pp | 69.5%-49.4pp |
| Annual return | -4.52% | 2.07%-6.6pp | 1.89%-6.4pp | 173.45%-178.0pp |
| Employer contribution / active EE | $227 | $754-69.9% | $2,532-91.0% | $2,499-90.9% |
| Participant deferral / active EE | $632 | $1,495-57.8% | $3,424-81.6% | $4,033-84.3% |
| Admin fee / account holder | $16 | $48-66.4% | $4,994-99.7% | $68-76.3% |