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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,252 | $110,337+26.2% | $102,383+36.0% | $145,877-4.5% |
| Participation rate | 81.8% | 77.9%+3.9pp | 74.5%+7.3pp | 80.3%+1.5pp |
| Annual return | 11.40% | 24.83%-13.4pp | 24.94%-13.5pp | 551.28%-539.9pp |
| Employer contribution / active EE | $5,183 | $4,216+22.9% | $3,870+33.9% | $4,663+11.1% |
| Participant deferral / active EE | $5,925 | $5,621+5.4% | $5,060+17.1% | $6,691-11.4% |
| Admin fee / account holder | $5,391 | $9,750-44.7% | $8,391-35.8% | $13,402-59.8% |