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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,137 | $133,998-16.3% | $112,263-0.1% | $134,545-16.7% |
| Participation rate | 81.8% | 78.6%+3.3pp | 75.1%+6.8pp | 81.2%+0.6pp |
| Annual return | -13.53% | 47.17%-60.7pp | 27.49%-41.0pp | 418.37%-431.9pp |
| Employer contribution / active EE | $2,235 | $4,040-44.7% | $3,636-38.5% | $4,742-52.9% |
| Participant deferral / active EE | $5,121 | $5,292-3.2% | $4,729+8.3% | $6,401-20.0% |
| Admin fee / account holder | $2,201 | $7,493-70.6% | $6,410-65.7% | $11,431-80.7% |