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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,991 | $97,732+2.3% | $83,831+19.3% | $135,380-26.1% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -0.40% | 1287.56%-1288.0pp | 850.99%-851.4pp | 519.81%-520.2pp |
| Employer contribution / active EE | $6,948 | $4,222+64.6% | $3,631+91.3% | $4,779+45.4% |
| Participant deferral / active EE | $4,846 | $4,683+3.5% | $4,082+18.7% | $5,609-13.6% |
| Admin fee / account holder | $14,764 | $6,675+121.2% | $5,479+169.5% | $10,828+36.3% |