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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,794 | $106,247+5.2% | $96,515+15.8% | $139,466-19.8% |
| Participation rate | 91.3% | 77.8%+13.5pp | 74.3%+17.0pp | 80.3%+11.0pp |
| Annual return | 12.40% | 38.47%-26.1pp | 35.73%-23.3pp | 373.66%-361.3pp |
| Employer contribution / active EE | $5,676 | $4,106+38.3% | $3,740+51.8% | $4,754+19.4% |
| Participant deferral / active EE | $6,065 | $5,456+11.2% | $4,880+24.3% | $6,712-9.6% |
| Admin fee / account holder | $15,527 | $7,885+96.9% | $6,735+130.5% | $11,409+36.1% |