Retirement plan

PACIFIC COAST SALES & SERVICE, INC. 401-K PLAN AND TRUST

Name: PACIFIC COAST SALES & SERVICE, INC. 401-K PLAN A - PACIFIC COAST SALES & SERVICE, INC. 401-K PLAN AND TRUST (2016) Form 5500
Creator: PACIFIC COAST SALES & SERVICE, INC. 401-K PLAN A
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PACIFIC COAST SALES & SERVICE, INC. 401-K PLAN AND TRUST, PACIFIC COAST SALES & SERVICE, INC. 401-K PLAN A

PACIFIC COAST SALES & SERVICE, INC. 401-K PLAN AEIN 94-2940366Plan #001PY 2016

310 SOQUEL WAY - SUNNYVALE, CA 94086408-481-3600LinkedIn201-500 employeestelecommunications

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$12.8M

No prior year

Total participants

249

No prior year

Average account balance

$79,776

No prior year

Annual return

9.71%

No prior year

Benchmarks

See 1,015 peers

Peer group

Industry48 - Transportation and Warehousing

Plan typeDefined contribution

Participants100-249

Cohort1,015 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$18.98M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$133K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

143

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

73.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.31M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+23.89%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$499

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE1+ years Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28	Investment Management	$10,749
HICKS PENSION SERVICES1+ years Filed as: QUALIFIED SERVICES, INC. DBA HICKS Service code 13 · EIN 77-0155091 PENSION SERVICES · SAN LUIS OBISPO, CA 93405	Contract Administrator	$1,500
CETERA ADVISOR NETWORKS LLC1+ years Filed as: CETERA ADVISORS LLC Service code 55	Other Commissions	$0

Plan features & details

Pension benefit codes2F2G2J2K3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$16K

$86 / participant

Contract admin$16K100.0%

% of EOY assets

0.121%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MAYER HOFFMAN MCCANN P.C.
Auditor EIN: 431947695
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$79,776

$44,425+79.6%

$67,834+17.6%

$55,167+44.6%

Participation rate

51.4%

59.7%-8.3pp

68.8%-17.4pp

69.0%-17.6pp

Annual return

9.71%

17.80%-8.1pp

138.47%-128.8pp

169.23%-159.5pp

Employer contribution / active EE

$1,695

$1,351+25.5%

$2,403-29.5%

$1,963-13.6%

Participant deferral / active EE

$3,805

$2,166+75.7%

$3,160+20.4%

$3,054+24.6%

Admin fee / account holder

$97

$530-81.8%

$4,622-97.9%

$504-80.8%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE1+ years

Filed as: EMPOWER RETIREMENT ADVISORY SERVICE

Service code 28

Investment Management

$10,749

HICKS PENSION SERVICES1+ years

Filed as: QUALIFIED SERVICES, INC. DBA HICKS

Service code 13 · EIN 77-0155091

PENSION SERVICES · SAN LUIS OBISPO, CA 93405

Contract Administrator

$1,500

CETERA ADVISOR NETWORKS LLC1+ years

Filed as: CETERA ADVISORS LLC

Service code 55

Other Commissions

PACIFIC COAST SALES & SERVICE, INC. 401-K PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PACIFIC COAST SALES & SERVICE, INC. 401-K PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion