Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,513 | $72,492-38.6% | $87,102-48.9% | $72,983-39.0% |
| Participation rate | 47.7% | 72.8%-25.1pp | 76.9%-29.2pp | 69.5%-21.8pp |
| Annual return | 23.80% | 24.46%-0.7pp | 28.19%-4.4pp | 81.01%-57.2pp |
| Employer contribution / active EE | $1,281 | $1,894-32.4% | $2,521-49.2% | $2,440-47.5% |
| Participant deferral / active EE | $2,632 | $3,270-19.5% | $4,048-35.0% | $3,608-27.0% |
| Admin fee / account holder | $634 | $5,055-87.5% | $7,491-91.5% | $5,124-87.6% |