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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,759 | $62,589-44.5% | $76,768-54.7% | $64,173-45.8% |
| Participation rate | 44.8% | 72.8%-28.0pp | 77.0%-32.2pp | 69.6%-24.8pp |
| Annual return | -8.17% | -1.95%-6.2pp | 2.43%-10.6pp | 7.63%-15.8pp |
| Employer contribution / active EE | $1,087 | $1,832-40.7% | $2,485-56.3% | $2,381-54.3% |
| Participant deferral / active EE | $2,314 | $3,145-26.4% | $3,852-39.9% | $3,470-33.3% |
| Admin fee / account holder | $109 | $4,667-97.7% | $6,675-98.4% | $4,887-97.8% |