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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,964 | $60,349-33.8% | $74,184-46.1% | $62,881-36.4% |
| Participation rate | 38.5% | 72.7%-34.3pp | 76.6%-38.2pp | 69.3%-30.8pp |
| Annual return | 9.33% | 21.38%-12.0pp | 17.74%-8.4pp | 20.14%-10.8pp |
| Employer contribution / active EE | $1,129 | $1,680-32.8% | $2,370-52.3% | $2,281-50.5% |
| Participant deferral / active EE | $2,836 | $2,856-0.7% | $3,550-20.1% | $3,203-11.5% |
| Admin fee / account holder | $110 | $4,261-97.4% | $5,586-98.0% | $4,296-97.4% |