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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $530,781 | $98,766+437.4% | $149,730+254.5% | $79,852+564.7% |
| Participation rate | 93.4% | 75.8%+17.7pp | 82.5%+11.0pp | 69.6%+23.8pp |
| Annual return | 12.10% | 27.43%-15.3pp | 276.70%-264.6pp | 31.72%-19.6pp |
| Employer contribution / active EE | $2,247 | $3,217-30.2% | $4,645-51.6% | $2,471-9.1% |
| Participant deferral / active EE | $7,654 | $5,681+34.7% | $6,843+11.9% | $3,740+104.6% |
| Admin fee / account holder | $101,701 | $6,052+1580.4% | $9,310+992.3% | $5,306+1816.6% |