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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,820 | $76,551+407.9% | $123,894+213.8% | $62,881+518.3% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 5.80% | 18.68%-12.9pp | 47.52%-41.7pp | 20.14%-14.3pp |
| Employer contribution / active EE | $12,627 | $2,882+338.1% | $4,617+173.5% | $2,281+453.6% |
| Participant deferral / active EE | $8,641 | $4,840+78.5% | $5,984+44.4% | $3,203+169.8% |
| Admin fee / account holder | $10,899 | $4,826+125.9% | $8,357+30.4% | $4,296+153.7% |