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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $502,467 | $89,367+462.3% | $141,191+255.9% | $72,975+588.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 13.68% | 111.87%-98.2pp | 71.41%-57.7pp | 81.01%-67.3pp |
| Employer contribution / active EE | $12,526 | $3,115+302.1% | $4,736+164.5% | $2,440+413.3% |
| Participant deferral / active EE | $10,100 | $5,419+86.4% | $6,710+50.5% | $3,608+180.0% |
| Admin fee / account holder | $74,371 | $5,957+1148.6% | $10,264+624.6% | $5,124+1351.4% |