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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $502,424 | $85,766+485.8% | $136,298+268.6% | $70,126+616.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 12.26% | 31.46%-19.2pp | 5156.27%-5144.0pp | 73.15%-60.9pp |
| Employer contribution / active EE | $12,647 | $2,966+326.4% | $4,696+169.3% | $2,343+439.9% |
| Participant deferral / active EE | $10,160 | $5,051+101.1% | $6,247+62.6% | $3,332+205.0% |
| Admin fee / account holder | $37,370 | $5,421+589.4% | $9,244+304.3% | $4,645+704.4% |