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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,034 | $58,627+57.0% | $76,735+19.9% | $82,448+11.6% |
| Participation rate | 79.6% | 63.2%+16.4pp | 69.5%+10.1pp | 68.1%+11.5pp |
| Annual return | 17.02% | 39.10%-22.1pp | 29.77%-12.7pp | 41.64%-24.6pp |
| Employer contribution / active EE | $2,952 | $1,729+70.7% | $2,454+20.3% | $2,551+15.7% |
| Participant deferral / active EE | $7,492 | $3,134+139.1% | $4,088+83.3% | $4,139+81.0% |
| Admin fee / account holder | $1,941 | $5,323-63.5% | $7,189-73.0% | $7,234-73.2% |