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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,460 | $102,638-33.3% | $81,991-16.5% | $158,966-56.9% |
| Participation rate | 84.6% | 75.5%+9.1pp | 69.3%+15.4pp | 82.0%+2.7pp |
| Annual return | 16.32% | 61.05%-44.7pp | 41.31%-25.0pp | 302.95%-286.6pp |
| Employer contribution / active EE | $1,470 | $3,241-54.6% | $2,498-41.1% | $4,762-69.1% |
| Participant deferral / active EE | $4,440 | $4,649-4.5% | $3,722+19.3% | $5,983-25.8% |
| Admin fee / account holder | $8,462 | $8,237+2.7% | $5,665+49.4% | $11,250-24.8% |