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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,582 | $78,672+46.9% | $109,163+5.9% | $85,856+34.6% |
| Participation rate | 79.2% | 68.3%+10.9pp | 75.9%+3.3pp | 69.3%+9.8pp |
| Annual return | 10.59% | 25.09%-14.5pp | 25.75%-15.2pp | 318.58%-308.0pp |
| Employer contribution / active EE | $8,510 | $2,734+211.3% | $3,723+128.6% | $2,565+231.7% |
| Participant deferral / active EE | $5,424 | $3,467+56.4% | $4,654+16.6% | $3,952+37.3% |
| Admin fee / account holder | $7,136 | $5,470+30.5% | $6,754+5.7% | $6,261+14.0% |