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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,856 | $73,978+55.3% | $96,515+19.0% | $75,173+52.8% |
| Participation rate | 90.8% | 66.4%+24.3pp | 74.3%+16.4pp | 67.2%+23.6pp |
| Annual return | 10.00% | 26.72%-16.7pp | 35.73%-25.7pp | 160.72%-150.7pp |
| Employer contribution / active EE | $13,238 | $2,931+351.7% | $3,740+254.0% | $2,671+395.6% |
| Participant deferral / active EE | $8,592 | $3,660+134.8% | $4,880+76.1% | $4,126+108.2% |
| Admin fee / account holder | $14,619 | $5,219+180.1% | $6,735+117.0% | $5,651+158.7% |