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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,065 | $81,476+65.8% | $102,383+31.9% | $80,925+66.9% |
| Participation rate | 94.1% | 66.8%+27.3pp | 74.5%+19.6pp | 67.7%+26.5pp |
| Annual return | 9.13% | 25.59%-16.5pp | 24.94%-15.8pp | 35.65%-26.5pp |
| Employer contribution / active EE | $9,645 | $3,105+210.7% | $3,870+149.2% | $2,756+249.9% |
| Participant deferral / active EE | $8,143 | $3,871+110.4% | $5,060+60.9% | $4,299+89.4% |
| Admin fee / account holder | $15,513 | $6,717+130.9% | $8,391+84.9% | $6,940+123.5% |