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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,841 | $153,311+48.0% | $109,313+107.5% | $273,972-17.2% |
| Participation rate | 88.2% | 80.1%+8.1pp | 71.3%+17.0pp | 83.0%+5.2pp |
| Annual return | 7.38% | 29.86%-22.5pp | 22.07%-14.7pp | 41.46%-34.1pp |
| Employer contribution / active EE | $0 | $5,619-100.0% | $3,892-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $10,845 | $3,932+175.8% | $3,166+242.5% | $5,287+105.1% |
| Admin fee / account holder | $3,620 | $8,076-55.2% | $5,666-36.1% | $10,133-64.3% |