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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,395 | $158,852+61.4% | $121,220+111.5% | $135,380+89.4% |
| Participation rate | 82.4% | 79.3%+3.0pp | 71.8%+10.6pp | 82.6%-0.3pp |
| Annual return | -7.67% | -0.64%-7.0pp | 16.94%-24.6pp | 519.81%-527.5pp |
| Employer contribution / active EE | $0 | $5,666-100.0% | $4,023-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $11,703 | $4,006+192.2% | $3,345+249.9% | $5,609+108.7% |
| Admin fee / account holder | $5,277 | $6,515-19.0% | $5,021+5.1% | $10,828-51.3% |