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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,269 | $176,402+122.9% | $134,162+193.1% | $158,982+147.4% |
| Participation rate | 86.7% | 78.7%+7.9pp | 72.2%+14.5pp | 82.0%+4.7pp |
| Annual return | 13.93% | 63.66%-49.7pp | 36.35%-22.4pp | 302.99%-289.1pp |
| Employer contribution / active EE | $0 | $5,042-100.0% | $3,705-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $13,069 | $4,093+219.3% | $3,500+273.4% | $5,983+118.4% |
| Admin fee / account holder | $70,598 | $8,719+709.7% | $6,685+956.0% | $11,252+527.4% |