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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,830 | $65,361+39.0% | $92,903-2.2% | $72,983+24.5% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 20.67% | 42.11%-21.4pp | 109.43%-88.8pp | 81.01%-60.3pp |
| Employer contribution / active EE | $2,429 | $2,594-6.4% | $3,653-33.5% | $2,440-0.4% |
| Participant deferral / active EE | $498 | $3,128-84.1% | $4,238-88.2% | $3,608-86.2% |
| Admin fee / account holder | $2,900 | $4,251-31.8% | $5,795-49.9% | $5,124-43.4% |