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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,506 | $57,352+31.7% | $83,830-9.9% | $64,173+17.7% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | -6.00% | 11.38%-17.4pp | 850.97%-857.0pp | 7.63%-13.6pp |
| Employer contribution / active EE | $2,449 | $2,546-3.8% | $3,631-32.6% | $2,381+2.9% |
| Participant deferral / active EE | $478 | $2,993-84.0% | $4,082-88.3% | $3,470-86.2% |
| Admin fee / account holder | $2,610 | $4,046-35.5% | $5,479-52.4% | $4,887-46.6% |