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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,606 | $63,346+33.6% | $92,240-8.3% | $70,126+20.6% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 18.32% | 530.19%-511.9pp | 176.29%-158.0pp | 73.15%-54.8pp |
| Employer contribution / active EE | $2,299 | $2,471-7.0% | $3,680-37.5% | $2,343-1.9% |
| Participant deferral / active EE | $329 | $2,854-88.5% | $3,897-91.6% | $3,332-90.1% |
| Admin fee / account holder | $8,692 | $3,841+126.3% | $5,194+67.3% | $4,645+87.1% |